State-by-State Mortgage Statistics

These state-by-state first-mortgage statistics are derived from HSH's weekly editorial survey of over 2,000 lenders each week.

Now - check out our new and improved HSH Statistical Release!

Hybrid ARM statistics can be seen here. .

 
HSH STATISTICAL RELEASE

The Nation's Mortgage Market:
Average Rates for Residential Mortgages

Week ending July 18, 2008

 Fixed Rate
Mortgages
Adjustable Rate
Mortgages
Survey Area15 Year30 Year Composite1 YearComposite
NW/National 6.35% 6.86% 6.61% 5.85% 6.53%
CA/Statewide 6.61% 7.01% 6.85% 5.75% 7.22%
CT/Statewide 6.26% 6.74% 6.49% 5.21% 6.05%
DC/Washington DC 6.58% 6.93% 6.76% 6.24% 6.60%
FL/Statewide 6.54% 6.95% 6.74% 5.36% 6.97%
MA/Statewide 6.39% 6.89% 6.58% 6.21% 6.63%
NJ/Statewide 6.06% 6.62% 6.31% 5.41% 5.98%
NY/New York City 6.39% 6.88% 6.64% 5.95% 6.48%
NY/Statewide 6.32% 6.77% 6.56% 6.06% 6.48%
NY/NYC Co-op Apts 6.17% 6.58% 6.37% 6.50% 5.98%
PA/Statewide 6.40% 7.02% 6.74% 6.01% 6.28%
TX/Statewide 6.48% 7.04% 6.77% 6.19% 7.06%

Owner-occupied 1-4 Family and Condos: Previously Occupied Homes. Data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures.

Click here for detailed explanations of the terms and data used above. Hybrid ARM statistics are also available.

HSH has 20+ years of first-mortgage pricing. Ask about licensing our data for use in your application.

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
  • New! Agency jumbo statistics -- also known as
    expanded conforming and jumbo conforming statistics -- exclusively from HSH! Learn more!

    Click here for more information or to order


    Does your website or blog need new content? Why not use one of our new six-month charts -- fresh content which updates itself automatically. It couldn't be easier to keep visitors coming back to your pages.

    HSH Associates, Financial Publishers About HSH | Advertise with HSH | Privacy Policy | Terms of Service | LiveEdit Login | Contact HSH
    Copyright © 2008 HSH™ Associates, Financial Publishers - http://www.hsh.com